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In 4QFY15, Revenues degrew by 1% as consultancy degrew while write-backs of INR126cr in LSTK supported revenues and profits. This write-back corresponds to two...
PAT grew 11% YoY and 1% QoQ to INR15.6b (in line). However, adjusted for forex losses, PAT grew 13.6% YoY (5% below est.). Key operating metrics: (a) Loan growth of...
RECL 4QFY15 PAT declined 8% YoY and 21% QoQ to INR11b (21% miss). Though operating profit was in line, higher provisions (INR4.7b against our estimate of INR2.8b) on...