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How Shares Are Different Than Holdings?

equity market
Published Date: 16 Oct 2024Updated Date: 16 Oct 20246 mins readBy MOFSL
Shares vs Holdings

Introduction

Buying and selling are two crucial decisions investors must make while trading in the stock market. One important aspect that influences these decisions is the meaning of holdings. Knowing the difference between shares and holdings ensures investors are in better control and position to make buy-and-sell decisions without any hassles. 

In this article, you will learn what holdings mean and why they differ from shares available to sell. 

Understanding Holdings 

Shares denote a stock unit and are part of an investor’s portfolio. All the assets in your investment portfolio are collectively termed as holdings. It represents the total shares or units within your portfolio and their value. They represent your ownership of various investments and provide a chance for capital appreciation with extended ownership. You can reap dividends and interest by holding instead of constantly buying and selling.

For instance, the holdings reflected in your demat account denote all types of units held and the ones available for trade on a given day. However, holdings don’t show the profits or losses from the stocks or total securities. 

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Reasons Shares Available to Sell Are Different from Holdings 

When investors place any orders to sell during trading hours, they might notice that the shares available to sell in their portfolio differ from their holdings. Here are the reasons why shares available to sell differ from holdings. 

It’s a T2T stock 

T2T stands for Trade to Trade and refers to a stock segment where investors purchase and sell shares without the actual delivery of stock. T2T stocks cannot be traded on the same day. It usually takes a day for the stocks to be reflected in your account from the day of placement. Such stocks cannot be sold before they reach your account. Once they are reflected in your demat account, they can be traded like any other stock you hold. 

Purchased Stock from BSE or NSE Today 

Stocks purchased from BSE (Bombay Stock Exchange) or NSE (National Stock Exchange) cannot be sold on the same day. They will only be reflected in the “available to sell” shares category the following day. Until then, any stock purchased from BSE cannot be sold on NSE on the same day. Similarly, any stock purchased from NSE cannot be sold on the BSE on the same day. They can be sold on the following working day. 

An Order to Sell is Open on NSE or BSE 

If an order to sell is already in place on the NSE or BSE but has not yet been executed, it cannot be done again. This measure is in place to avoid duplication of orders in progress. 

Demat Delivery is Pending 

Shares cannot be sold unless they are delivered to your demat account. If you have purchased some shares and want to sell them, you must wait until they are reflected in your demat account. 

Stocks are Locked-In 

At times, some shares cannot be sold because they are locked in for regulatory reasons. Such shares can be sold only after the end of the lock-in period. In the meantime, don’t forget to ask about the reason for this. 

Stocks Are Used for Margin ​​​​​​​

Any share pledged to obtain a margin cannot be sold until they are unpledged again.  

Conclusion 

Distinguishing between shares and assets is necessary to make well-informed financial and investment decisions while trading. The information discussed above will offer better guidance for planning your investments. Investors should regularly monitor their demat holding statement to ensure the transactions that concern them have gone through. Carefully consider your investment goals, risk tolerance, and financial standing while making any investment decision.  

 

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Disclaimer: The stocks, companies, or financial instruments mentioned in this blog are for informational purposes only and should not be considered as investment recommendations. It is advised to consult with your financial advisor before making any investment decisions. Investment in securities markets are subject to market risks, read all the related documents carefully before investing. Investors are strongly encouraged to carefully read the risk disclosure documents prior to participating in market-related investments or trading activities. Due to the volatile nature of financial markets, no guarantees can be made regarding investment returns. Motilal Oswal Financial Services Ltd. does not offer any assured returns on market-linked securities. Please note that past performance of stocks or indices is not indicative of future results.
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