Introduction
Ayushman Bharat, the Indian government's flagship programme, resonates with the 2017 National Health Policy. This initiative promotes Universal Health Coverage (UHC) and ensures comprehensive primary health care for all, as envisaged in the Sustainable Development Goals (SDGs). This policy's primary objective or aim is to achieve “no one left behind,” where underprivileged individuals are provided with quality healthcare and financial protections.
Overview of the Ayushman Bharat Yojana
The Ayushman Bharat Yojana, whose implementation began in September 2018 by the Government of India, is a radical shift from the conventional sector-based healthcare systems. Instead, it focuses on a holistic healthcare system that is more inclusive and demand driven. This project aimed to provide monetary security for medical services and ensure that poor people could access quality healthcare. It has a range of outpatient, secondary, tertiary and primary medical interventions.
The Ayushman Bharat Yojana is structured around two main components:
1. Pradhan Mantri Jan Arogya Yojana (PM-JAY): This component provides financial coverage for secondary and tertiary care hospitalizations.
2. Health and Wellness Centres (HWCs): These centres deliver comprehensive primary healthcare services.
Target Audience for the Ayushman Bharat Yojana
The Ayushman Bharat Scheme is primarily designed for:
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Families living Below the Poverty Line (BPL)
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Disadvantaged rural and urban households
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Specific occupational groups, such as manual scavengers and street vendors
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Application Process for Ayushman Bharat Scheme
To determine eligibility and apply for the PM-JAY scheme, follow these steps through the National Health Authority portal:
- Visit the Official Ayushman Bharat Website: Navigate to the Ayushman Bharat website.
- Enter Your Mobile Number: Input your mobile number in the designated field.
- Verify with Captcha Code: Complete the captcha to proceed.
- Enter OTP: To access the PM-JAY login page, submit the OTP sent to your registered mobile number.
- Select Your State: Choose the state where you are applying for the scheme.
- Check Eligibility: To check eligibility, use your mobile number, name, ration card number, or Rashtriya Swasthya Bima Yojna (RSBY) Unique Relationship Number (URN).
- View Eligibility Status: Your name will appear on the page if eligible.
- Access Beneficiary Details: Click on the 'Family Members' tab to view details.
Downloading the Ayushman Bharat Card Online
The Ayushman Bharat PMJAY e-card is essential for accessing medical services at participating hospitals. To download your PMJAY Golden Card:
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Visit the PMJAY Website: Log in using your registered mobile number.
- Input Captcha Code: Generate an OTP by entering the captcha code.
- Provide Household Identification Code: Select the Household (HHD) identification code.
- Verification at CSC: Present the HHD code to the Common Service Centre (CSC) for verification.
- Process by Ayushman Mitra: CSC representatives, known as Ayushman Mitra, will complete the process.
- Payment: Pay a fee of Rs 30 to obtain your Ayushman Bharat Card.
Eligibility Criteria for Ayushman Bharat Yojana
Eligibility for the Ayushman Bharat scheme is determined through an entitlement-based system using the Socio-Economic and Caste Census (SECC) database. Based on deprivation criteria, beneficiaries in rural areas are divided into groups like D1, D2, D3, D4, D5, and D7. For urban areas, eligibility is assessed using 11 occupational criteria. The scheme may also cover the Rashtriya Swasthya Bima Yojna (RSBY) beneficiaries in certain states.
Verifying Your Name in the Ayushman Bharat List
To verify your name in the PMJAY list, you can use the following methods:
Visit a Common Service Centre (CSC): You can check your eligibility at a local CSC or an empanelled hospital.
Conclusion
The Ayushman Bharat program represents a significant advancement in India's healthcare landscape. It aims to provide accessible, affordable, quality healthcare services to those most in need. The initiative aims to achieve universal health care and guarantee that no one is left behind by taking a thorough approach and devising creative solutions.
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