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What Are Best Investment Plans with the Highest Profit Margins

18 Sep 2023

Introduction

Navigating a financial landscape that goes through periods of massive shifts and turmoil is not child’s play. Investing has become an essential part of wealth creation for every Indian. As such, it is important to know which investments will yield you the highest returns and the risks and other factors associated with them.

Keeping that in mind, here are the best investment opportunities in India:

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  • Equity

Investing in equity is said to yield the highest profits. The data backs it up too, with companies like Bajaj Finance giving an all-time return of about 128,508%. These are some of the most rewarding long-term investment options. However, stock prices can be volatile and hence also come with equally potent associated risks. 

Therefore, it is important to keep your portfolio diversified and execute proper research before selecting stocks.

  • ​​​​​​​Mutual Funds

For a diversified investment approach, you can consider investing in mutual funds. They accumulate capital from multiple investors to invest in a diversified portfolio of stocks, bonds, and assets. These investments are managed by professional fund managers who help you get high returns while keeping risks at a minimum. 

Equity mutual funds offer a higher profit margin, while debt mutual funds are for those looking for a steady and stable source of income. 

  • ​​​​​​​Systematic Investment Plans (SIPs)

One of the more disciplined and hands-off approaches to investing, SIPs lets investors allocate a certain amount of fixed capital to be invested at regular intervals of time. Irrespective of market volatility, the capital invested remains the same. This leads to the purchase of a larger number of assets when the price is low and vice versa. Over time, SIPs can deliver astonishing profits while mitigating the impact of market volatility. 

  • ​​​​​​​Public Provident Fund (PPF)

If you are a risk-averse investor, the PPF is best for you. It's a government-backed saving scheme with exceptional tax benefits and safety features. Starting at just Rs 500 per annum and with a lock-in period of 15 years, with partial withdrawal allowed, the PPF is a suitable option for anyone looking to build a retirement corpus. 

Conclusion

Apart from the four investment options mentioned above, there are also options like real estate, gold bonds, NPS, and so many more to help grow your money. The option you choose will depend on your financial goals and risk appetite. 

Those that offer higher returns often also come with high risks and vice versa. But, relatively speaking, some of the stable options don’t require as high a capital investment. Stay well-informed and disciplined and make well-thought-out decisions and you will achieve your financial goals with ease. 

 

Related Articles: How Risk-Free Rate of Return Can Help | What is Price Discovery | Difference Between Variance and Covariance | High Priced vs Low-Priced Stocks

 

Popular Stocks:  HDFC Bank share price | ICICI Bank Share Price | UPL Share Price | Tata Consumer Share Price | Divislab Share Price​​​​​​​

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