UTI Banking & PSU Fund Direct-IDCW Half Yearly Payout

Fund Details

NAV 15.2494

Sub-Type Banking and PSU

Rating 3

Min. SIP Amount ₹500.0

Fund Age(Year) 11.27

Fund Size(in Crores) 811.54

Fund Performance

1 Month 0.26%

3 Month 1.42%

6 Month 2.83%

1 Year 8.05%

3 Year 7.6%

5 Year 7.24%

Know This Fund

As on 23 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (98.48%) Market Cap Mid Cap 26.16 Large Cap 44.18 Small Cap 28.14 Top Sectors Financial 25.79 Services 10.92 Technology 9.79 Automobile 9.37 Healthcare 8.3 Energy 6.63 Capital Goods 5.08 Metals & Mining 4.23 Communication 4.07 Construction 3.05 Chemicals 2.71 Consumer Staples 2.52 Materials 2.26 Textiles 1.61 Insurance 1.46 Consumer Discretionary 0.69 Top Holding Godrej Properties 0.49 Indian Bank 1.75 The Federal Bank 1.84 Thermax 0.65 REC 1.23 Power Fin. Corp. 1.87 Orient Electric 0.69 Vijaya Diagnostic Centre 0.47 APL Apollo Tubes 1.07 Birlasoft 1.05 PNB Housing Finance 1.14 Aster DM Healthcare 1.65 Larsen & Toubro 1.05 Kirloskar Pneumatic 0.71 Ultratech Cement 1 Balkrishna Industries 1.22 Vinati Organics 0.86 Vishal Mega Mart 1.35 Gravita India 1.2 Tech Mahindra 3.99 AIA Engineering 0.74 Dr. Lal Pathlabs 2.04 Apollo Hospitals Enterprise 2.5 Usha Martin 1.22 Bharti Airtel 4.07 Adani Energy Solutions 0.88 KNR Constructions 0.5 Axis Bank 3.57 Craftsman Automation 1 TBO Tek 0.54 Delhivery 0.48 Radico Khaitan 1.44 Shriram Pistons & Rings 1.19 Mahindra & Mahindra 1.16 NTPC 2.35 Can Fin Homes 1.31 Prestige Estates Projects 1.01 Metropolis Healthcare 1.64 Coromandel International 0.48 Yatra Online 0.35 State Bank of India 3.76 ICICI Lombard Gen. Insurance 1.46 HDFC AMC 1.9 Coforge 1.46 Kei Industries 0.74 IDFC First Bank 0.82 HDFC Bank 4.06 Reliance Industries 3.4 Cummins India 1.67 Greenpanel Industries 0.25 PB Fintech 1.13 Transport Corp 1.13 Restaurant King 0.19 Bandhan Bank 1.4 Ambuja Cements 1.01 UNO Minda 1.48 Ashok Leyland 1.27 Pearl Global Industries 1.61 WeWork India Management 0.86 Infosys 2.66 Mastek 0.63 Firstsource Solutions 1.72 PI Industries 1.37 ITC 0.56 Ujjivan Small Finance Bank 0.34 GE Vernova T&D 1.31 Adani Ports and Special Economic Zone 3.17 Samvardhana Motherson 2.05 Godrej Industries 0.52 Equitas Small Finance Bank 0.8

Debt & Others (1.52%) Sector Allocation Repo 0.64 Cash/Net Current Assets 0.88 Debt Credit Ratings Debt Category Others 1.52

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life Multi-Cap Fund Regular-Growth Ret 1M -0.1% Ret 1Y 3.03% Ret 3Y 17.21% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life Multi-Cap Fund Regular-IDCW Ret 1M -0.1% Ret 1Y 3.03% Ret 3Y 17.21% Ret 5Y 0%

Equity, Flexi Cap funds Axis Multicap Fund Regular-Growth Ret 1M -0.1% Ret 1Y 2.52% Ret 3Y 22.57% Ret 5Y 0%

Equity, Flexi Cap funds Axis Multicap Fund Regular-IDCW Payout Ret 1M -0.1% Ret 1Y 2.52% Ret 3Y 22.57% Ret 5Y 0%

Equity, Flexi Cap funds Axis Multicap Fund Regular-IDCW Reinvestment Ret 1M -0.1% Ret 1Y 2.52% Ret 3Y 22.57% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Multi Cap Fund Regular-Growth Ret 1M 0.34% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Multi Cap Fund Regular-IDCW Payout Ret 1M 0.34% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bajaj Finserv Multi Cap Fund Regular-IDCW Reinvestment Ret 1M 0.34% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Multi Cap Fund Regular-Growth Ret 1M 0.64% Ret 1Y 5.38% Ret 3Y 17.71% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Multi Cap Fund Regular-IDCW Ret 1M 0.64% Ret 1Y 5.38% Ret 3Y 17.71% Ret 5Y 0%

Equity, Flexi Cap funds Bandhan Multi Cap Fund Regular-IDCW Reinvestment Ret 1M 0.64% Ret 1Y 5.38% Ret 3Y 17.71% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 0.27%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Anurag Mittal

Education Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at low to moderate risk

AMC and Fund details

Rank (total sets) 2

Date of Incorporation 2014-09-15

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.