Kotak Credit Risk Fund Regular-IDCW Payout
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 5.18% at 19 Oct 2026 02:12 PM
Kotak Credit Risk Fund Regular-IDCW Payout: Mutual Fund Overview
Kotak Credit Risk Fund Regular-IDCW Payout is an Credit Risk mutual fund with over 16.44 years of performance history. The scheme manages an AUM of ₹769.05 Cr and has a NAV of ₹13.857. It is rated '3' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.18%.
Fund Details
NAV 13.857
Sub-Type Credit Risk
Rating 3
Min. SIP Amount ₹100.0
Fund Age(Year) 16.44
Fund Size(in Crores) 769.05
Fund Performance
1 Month -0.17%
3 Month 0.64%
6 Month 2.6%
1 Year 5.18%
3 Year 7.36%
5 Year 5.59%
Know This Fund
As on 19 Oct 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Construction 2.08 Top Holding
Debt & Others (100%) Sector Allocation Alternative Investment Fund 0.55 Bonds 4.42 Bonds/NCDs 11.7 Debt Credit Ratings AA 37.83 AA+ 19.68 Cash & Call Money 10.24 A+ 8.57 SOV 6.3 Debt Category Karnataka State 3.17 Vajra Trust 0.06 Andhra Pradesh State Beverages Corporation 1.98 MAS Financial 3.22
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.01% Ret 1Y 10.49% Ret 3Y 11.98% Ret 5Y 9.81%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.01% Ret 1Y 10.49% Ret 3Y 11.98% Ret 5Y 9.81%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.01% Ret 1Y 10.49% Ret 3Y 11.98% Ret 5Y 9.81%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.01% Ret 1Y 10.49% Ret 3Y 11.98% Ret 5Y 9.81%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.03% Ret 1Y 6.6% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.03% Ret 1Y 6.6% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.03% Ret 1Y 6.6% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.03% Ret 1Y 6.6% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.03% Ret 1Y 6.6% Ret 3Y 7.86% Ret 5Y 6.73%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M -0.09% Ret 1Y 4.03% Ret 3Y 6.09% Ret 5Y 5.22%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M -0.09% Ret 1Y 4.03% Ret 3Y 6.09% Ret 5Y 5.22%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.73%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Vihag Mishra
Education Rank Holder MBA in Finance from XLRI
Experience Prior to joining Kotak AMC, he was working as a senior credit analyst at French Bank, BNP Paribas.
Palha Khanna
Education Ms. Khanna has done B.Com and MBA, Finance
Experience Prior to joining Kotak Mutual Fund, she has worked with HDFC Asset Management Company Ltd
Deepak Agrawal
Education Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience He has been associated with Kotak AMC since 2002.
Sunit Garg
Education Mr. Garg has done B.Com, CA and PGDBM (Finance).
Experience Prior to joining Kotak Mutual Fund, he has worked with FirstRand Bank, Barclays Bank Plc, ICICI Bank Limited and Export Import Bank of India.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 11
Date of Incorporation 2010-05-11
Total AUM 592379.04
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
Kotak Credit Risk Fund Regular-IDCW Payout FAQs
How to invest in Kotak Credit Risk Fund Regular-IDCW Payout?
Investing in Kotak Credit Risk Fund Regular-IDCW Payout through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for Kotak Credit Risk Fund Regular-IDCW Payout in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of Kotak Credit Risk Fund Regular-IDCW Payout?
The term expense ratio for Kotak Credit Risk Fund Regular-IDCW Payout or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Kotak Credit Risk Fund Regular-IDCW Payout is 1.73% as of 19 Oct 2026.
What is the NAV of Kotak Credit Risk Fund Regular-IDCW Payout?
The NAV of Kotak Credit Risk Fund Regular-IDCW Payout is ₹13.857 as of 19 Oct 2026.
What is the AUM of Kotak Credit Risk Fund Regular-IDCW Payout?
The AUM (Assets Under Management) of Kotak Credit Risk Fund Regular-IDCW Payout is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Kotak Credit Risk Fund Regular-IDCW Payout is ₹769.05 Cr as of 19 Oct 2026.
What is the PE and PB ratio of Kotak Credit Risk Fund Regular-IDCW Payout?
The PE ratio of Kotak Credit Risk Fund Regular-IDCW Payout shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in Kotak Credit Risk Fund Regular-IDCW Payout?
Yes, you can invest in Kotak Credit Risk Fund Regular-IDCW Payout through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of Kotak Credit Risk Fund Regular-IDCW Payout in the last 5 years?
The return of Kotak Credit Risk Fund Regular-IDCW Payout in the last 5 years is 5.59%.
What is the minimum SIP investment required in Kotak Credit Risk Fund Regular-IDCW Payout?
The minimum SIP investment in Kotak Credit Risk Fund Regular-IDCW Payout depends on the fund's scheme rules and usually starts at a small amount. For Kotak Credit Risk Fund Regular-IDCW Payout, the minimum SIP amount is ₹100.0.
What is the current NAV of Kotak Credit Risk Fund Regular-IDCW Payout?
The NAV of Kotak Credit Risk Fund Regular-IDCW Payout, as of 19 Oct 2026, is ₹13.857.
Who manages the Kotak Credit Risk Fund Regular-IDCW Payout?
The fund managers responsible for Kotak Credit Risk Fund Regular-IDCW Payout are:
- Vihag Mishra
- Palha Khanna
- Deepak Agrawal
- Sunit Garg