Bandhan Credit Risk Fund Regular-IDCW Yearly
Bandhan Credit Risk Fund Regular-IDCW Yearly: Mutual Fund Overview
Bandhan Credit Risk Fund Regular-IDCW Yearly is an Credit Risk mutual fund with over 9.02 years of performance history. The scheme manages an AUM of ₹239.26 Cr and has a NAV of ₹10.7279. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.7%.
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 5.7% at 12 Mar 2026 07:19 PM
Fund Details
NAV 10.7279
Sub-Type Credit Risk
Rating 2
Min. SIP Amount ₹100.0
Fund Age(Year) 9.02
Fund Size(in Crores) 239.26
Fund Performance
1 Month 0.43%
3 Month 0.9%
6 Month 2.1%
1 Year 5.7%
3 Year 6.38%
5 Year 5.46%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (79.55%) Market Cap Large Cap 47.73 Mid Cap 2.84 Small Cap 28.98 Top Sectors Financial 28.96 Healthcare 7.87 Services 7.72 Construction 6.16 Automobile 6.1 Energy 5.29 Communication 4.56 Chemicals 3.09 Metals & Mining 2.98 Materials 2.36 Insurance 2.03 Technology 0.85 Consumer Discretionary 0.8 Textiles 0.79 Top Holding Sumitomo Chemical India 0.86 Marksans Pharma 0.74 Tata Steel 1.29 Sagility 0.87 Manappuram Finance 1.8 Alkem Laboratories 0.78 Sharda Motor Industries 0.83 Coal India 0.74 Atul 0.53 LG Balakrishnan 1.07 Ipca Laboratories 1.19 Crizac 1.02 Sandhar Technologies 1.33 K.P.R. Mill 0.79 MM Forgings 0.92 State Bank of India 5.71 NTPC 1.36 Aptus Value Housing Finance India 0.74 Ambuja Cements 1.62 Tech Mahindra 0.4 Senco Gold 0.8 TCI Express 1.04 Indiqube Spaces 1.32 Pfizer 0.48 Astrazeneca Pharma India 0.47 TeamLease Services 0.93 Maruti Suzuki India 1.22 Bharti Airtel 4.56 Awfis Space Solutions 0.7 Venus Pipes & Tubes 0.77 Apollo Hospitals Enterprise 0.86 BLS International Services 0.96 Cholamandalam Financial 1.51 Power Fin. Corp. 1.09 Sun Pharmaceutical Industries 0.78 Container Corporation Of India 0.87 Aether Industries 0.61 Five-Star Business Finance 1.36 Paradeep Phosphates 1.09 SBI Life Insurance Company 2.03 Axis Bank 3.22 Steel Strips Wheels 0.77 Larsen & Toubro 4.48 ICICI Bank 5.64 Yatharth Hospital & Trauma Care Services 0.99 HDFC Bank 6.28 Hyundai Motor 0.48 Sobha 1.68 Bank of Baroda 1.6 Dr. Lal Pathlabs 1.59 GNA Axles 0.41 Reliance Industries 3.93 Infosys 0.45
Debt & Others (20.45%) Sector Allocation CBLO 16.89 Net Receivables 3.56 Debt Credit Ratings Debt Category Others 20.45
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.44% Ret 1Y 13.24% Ret 3Y 11.97% Ret 5Y 9.79%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.44% Ret 1Y 13.24% Ret 3Y 11.97% Ret 5Y 9.79%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.44% Ret 1Y 13.24% Ret 3Y 11.97% Ret 5Y 9.79%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.44% Ret 1Y 13.24% Ret 3Y 11.97% Ret 5Y 9.79%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.58% Ret 1Y 8.69% Ret 3Y 7.96% Ret 5Y 6.82%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.58% Ret 1Y 8.69% Ret 3Y 7.96% Ret 5Y 6.82%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.58% Ret 1Y 8.69% Ret 3Y 7.96% Ret 5Y 6.82%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.58% Ret 1Y 8.69% Ret 3Y 7.96% Ret 5Y 6.82%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.58% Ret 1Y 8.69% Ret 3Y 7.96% Ret 5Y 6.82%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M 0.43% Ret 1Y 5.7% Ret 3Y 6.38% Ret 5Y 5.46%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M 0.43% Ret 1Y 5.7% Ret 3Y 6.38% Ret 5Y 5.46%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.69%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Debraj Lahiri
Education Mr. Lahiri has done B.Tech and MBA
Experience Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda
Brijesh Shah
Education Mr. Shah is a Post Graduate Diploma in Finance.
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Gautam Kaul
Education Mr. Kaul is a B.Com (H) and MBA (Finance).
Experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Sreejith Balasubramanian
Education Mr. Balasubramanian has done B.E in Mechanical and MBA in Finance from IBS Hyderabad (ICFAI University)
Experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he was associated with Cognizant Technology Solutions Ltd. as Research Manager
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 13
Date of Incorporation 2017-03-03
Total AUM 194296.45
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.