16 Oct 2025 | 3 Mins Read
Gold loans may be booming, but lenders must remain cautious
Flipitmoney
Gold jewellery-backed loans in India are projected to reach Rs 15 trillion by March 2026, doubling the 2023 level due to record-high gold prices and favourable lending terms by banks. Banks accounted for 82% of outstanding gold loans in March 2025 and experienced higher growth than non-banking financial companies (NBFCs).