17 Oct 2025 | 5 Mins Read

Gold investment schemes make jewellery accessible, but be cautious

Flipitmoney

Gold investment schemes in India allow customers to buy gold jewelry or coins in easy installments over a fixed tenure, typically 6-12 months. Customers pay a fixed monthly amount, and at redemption, benefits like discounts on making charges and waived installments are offered. Two types of plans exist: open rate plans where price is fixed at the end.