23 Oct 2025 | 5 Mins Read
Gold loan lenders reduce borrowing limits
Flipitmoney
Leading gold lenders in India have reduced loan-to-value (LTV) limits by 2-4% due to steep gold price increases. LTV for new loans is now capped at 70-72% and for existing borrowers seeking top-up loans, at 72%. This move aims to curb asset-quality risks and prevent defaults, as a small gold price correction could affect borrowers' ability to repay loans.