22 Jan 2026 | 5 Mins Read
Rental costs often quietly offset mortgage payments for homeowners
Flipitmoney
In Indian cities, low rental yields and rising property prices make it difficult for rents to cover EMIs. Rental income typically barely covers 2-3% of property value, while home loans and other costs like maintenance and taxes exceed that. Investors often subsidize EMIs with monthly income, savings, or high-interest borrowing, leading to a buildup of hidden costs over time.