12 Feb 2026 | 5 Mins Read

RBI proposes rules for civil loan recovery agent interactions

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The Reserve Bank of India issued draft amendment directions on loan recovery and recovery agents, aiming to bring regulated entities under a single set of rules. Key changes include fair borrower treatment, due diligence, agent training, and a uniform code of conduct. A 45-day public comment period ends on March 6, 2026, with the directions set to take effect on July 1, 2026.