01 Mar 2026 | 5 Mins Read

Discovering Your True Net Worth: A Step-by-Step Calculation Guide

Flipitmoney

Calculate net worth by subtracting liabilities from assets using today's values, not aspirational ones. Start with tangible assets that can be realistically priced, such as bank balances and property, excluding depreciating assets like cars and personal items. List all liabilities in full, including informal borrowings, and use only your share of joint ownership.