10 Apr 2026 | 5 Mins Read

Top Interest Rates in April by Banks and Housing Finance Companies

Flipitmoney

The Reserve Bank of India's unchanged repo rate of 5.25 percent may signal a period of stability for home loan borrowers, with no immediate change in EMIs. Lenders' interest rates vary widely, ranging from 7.10 to 12.58 percent, depending on banks, housing finance companies, and individual credit scores. Borrowers with high credit scores qualify for lower interest rates, typically above 800.