23 Sep 2026 | 5 Mins Read

Don’t judge your SIP - two years of losses doesn’t mean a bad investment

Flipitmoney

A mutual fund SIP showing a loss after two years does not mean it has failed, as SIPs average purchase costs over time but do not guarantee profits. Equity funds can experience temporary declines, especially during weak markets. Investors should evaluate funds based on goals, risk, and benchmarks, not short-term returns, and avoid making decisions solely on short-term performance.