19 Nov 2025 | 5 Mins Read
Laddering offers stability in uncertain times
Flipitmoney
Investing in fixed deposits with varying maturity periods, or 'laddering,' allows for both short-term liquidity and higher long-term interest rates. By dividing a total investment, investors can adapt to falling interest rates and maintain flexibility. This strategy is ideal for conservative investors seeking stability and predictability, including retirees or those who want steady returns.