16 Feb 2026 | 5 Mins Read

Open a digital rupee wallet through your bank

Flipitmoney

India's digital rupee is a digital form of the country's sovereign currency, issued directly by the Reserve Bank of India, and backed by the central bank. It works through a mobile app, allowing users to store and use e₹ tokens for payments. To apply, users should check their bank's participation in the pilot, download the CBDC app, set up a separate PIN, and create a digital rupee wallet.