01 Oct 2025 | 5 Mins Read

Mortgage Refinance Demand Takes a 21% Hit

Flipitmoney

Mortgage rate fluctuations caused a 12.7% drop in total mortgage application volume last week, driven mainly by a 21% decline in refinancing applications. Total refinancing activity decreased to 55% from 60% the previous week. The average contract interest rate for 30-year fixed-rate mortgages rose to 6.46%. Purchase applications fell 1% for the week.