12 Nov 2025 | 5 Mins Read
Serious illnesses often require costly, specialized care
Flipitmoney
Critical illness policies pay a fixed lump-sum amount upon diagnosis, not directly linked to medical bills. This allows income replacement, child care, and lifestyle adjustments. Standard health insurance falls short for major conditions, making critical illness cover a financial buffer. Primary earners, single-income households, and those with a family history of lifestyle diseases benefit most.