13 Oct 2025 | 3 Mins Read
Health policies often fall short in safeguarding mental well-being needs
Flipitmoney
Insurers now cover mental illness as per IRDAI's 2020 mandate but the coverage varies. Most policies reimburse inpatient costs but exclude outpatient treatments, like counseling sessions, often with lower sum insured for mental health (up to ₹1 lakh) and excluding conditions linked to substance abuse or self-harm.