28 Sep 2025 | 5 Mins Read
Surprising Facts About the Government-Backed PPF Scheme
Flipitmoney
The Indian govt's PPF scheme offers a low-risk, high-interest, and tax-friendly savings option with a 7.1% annual interest rate. It has a minimum 15-year tenure, can be extended, and allows partial withdrawals after 7 years. Account holders can take a loan against their PPF corpus, invest up to ₹1.5 lakh annually, and the funds are exempt from attachment in case of debt default.