23 Oct 2025 | 3 Mins Read
SIPs vs Recurring Deposits: Smart Monthly Savings Options
Flipitmoney
Savers can choose between two investment options: Recurring Deposits (RDs) and Systematic Investment Plans (SIPs). RDs offer fixed, guaranteed returns, suitable for risk-neutral people and short-term goals. SIPs provide market-linked returns with potential for higher growth over the long term, ideal for disciplined investors with years to invest.