06 Jan 2026 | 5 Mins Read
Earning enough for personal loan approval varies
Flipitmoney
Lenders care about income for personal loans as it serves as the primary safety net for repaying unsecured debts. A minimum monthly income of Rs. 15,000 to Rs. 25,000 is generally sought, but cities, employers, and existing commitments also play a role. A strong credit score can offset lower income, and flexible policies allow lenders to assess overall repayment capacity.