23 Mar 2026 | 3 Mins Read
Securing a Loan using Real Estate as Collateral
Flipitmoney
Owning a house can unlock funds without selling it by taking a loan against it. Lenders offer 50-70 percent of the property's value, up to Rs 50-70 lakh from Rs 1 crore worth of property. Loan interest rates are lower, but homeowners risk losing their property if unable to repay. This option is costly and requires careful consideration.