02 Apr 2026 | 5 Mins Read
Home loan prepayments or short tenure?
Flipitmoney
A shorter home loan with higher EMIs saves interest but can be stressful when life gets tight. A longer loan with lower EMIs initially feels easier but can become expensive if not prepaid. Choosing between the two depends on your personality and financial situation, but a middle ground often works best, offering flexibility and manageable payments with occasional prepayments.