30 Oct 2026 | 3 Mins Read
Earn ₹5,550-₹9,250/month in PO MIS at 7.4% on ₹9-15 lakh investment
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The Post Office Monthly Income Scheme (POMIS) offers a fixed 7.4% annual interest paid monthly on a one-time deposit, with a 5-year lock-in. Maximum investment is ₹9 lakh for individuals and ₹15 lakh for joint accounts, yielding up to ₹5,550 and ₹9,250 per month, respectively. Early withdrawal incurs a penalty; interest is taxable.