15 Mar 2026 | 5 Mins Read
Switch home loan lenders and cut costs in 2026
Flipitmoney
Checking current home loan rates is crucial as interest rates may change at banks. 0.5% interest rate difference can lead to meaningful savings of several lakhs over time. Before transferring, compare total savings with transfer costs and consider repayment history and credit score. The process involves document submission, bank approval, and payoff of existing loans, typically taking a few weeks.