18 Sep 2025 | 5 Mins Read
Bank NIMs expected to stabilize in Q2
Flipitmoney
Indian lenders' net interest margins (NIMs) are expected to rise after bottoming out in the second quarter, driven by steady policy rates and lower deposit costs, with analysts predicting NIMs to bottom out by the end of the September quarter and begin benefiting from rate easing from the third quarter onward, with declines of 25 bps YoY to 2.89% in June 2025.