19 Sep 2025 | 5 Mins Read

Non-banking finance companies see rising late payments

Flipitmoney

NBFCs have grown rapidly, but concerns rise over asset quality and delinquencies. Alka Anbarasu expects NPL ratios to increase 20-30 basis points in microfinance, subprime mortgages, and education loans. Vehicle finance and affordable housing see rising stress, while gold loans remain resilient. Provisioning costs weigh on profitability, but stable margins could offset the drag.