03 Oct 2025 | 3 Mins Read

Gold loan market growth surpasses expectations at 122% in a year

Flipitmoney

The gold loan market has witnessed a growth, with outstanding loans surging 122 percent year-on-year to Rs 2.94 lakh crore as of July 25, 2025, driven by high gold prices and relaxed regulations from the Reserve Bank of India (RBI). Punjab National Bank offers the lowest interest rate of 8.35% on gold loans.