06 Oct 2025 | 3 Mins Read
Utkarsh SFB cuts JLG exposure, retail deposits grow
Flipitmoney
Utkarsh Small Finance Bank's loan book declined 2.3% to ₹18,655 crore in Q2 due to lower Inter-Bank Participation Certificates and a 28.4% decrease in Joint Liability Group loans. Deposits increased 10% to ₹21,447 crore, driven by a 28.8% rise in retail term deposits and a 20.9% CASA ratio. Liquidity Coverage Ratio stood at 219%.