09 Oct 2025 | 5 Mins Read
RBI to reassess loan risk weights
Flipitmoney
The Reserve Bank of India (RBI) proposes lowering risk weights on various loan categories to encourage disciplined credit behavior. Key changes include a 50% risk weight for home loans up to 80% loan-to-value ratio, a 75% weight for BBB-rated corporate loans, and reduced weights for timely credit card users. The revised norms will take effect from April 2027.