10 Oct 2025 | 5 Mins Read
HFCs diversify fund sources, loans may become cheaper
Flipitmoney
The National Housing Bank will provide partial credit enhancement (PCE) to housing finance companies' (HFCs) bonds, helping them pass on lower borrowing costs to borrowers, particularly in the affordable housing segment. Eligible HFCs must have an asset size of at least ₹1,000 crore, minimum rating of 'A+', and maintain non-performing assets below 2.5% and 1.5%.