21 Oct 2025 | 5 Mins Read
PNB shares may decline due to RBI credit loss regulations
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Punjab National Bank (PNB) will take an estimated Rs 9,000 crore hit due to the Reserve Bank of India's (RBI) new expected credit loss (ECL) framework by 2031. The bank's managing director, Ashok Chandra, expects the impact to be manageable, absorbed through regular business profits, and the bank's CRAR will remain above the regulatory minimum at 17.19%.