31 Oct 2025 | 3 Mins Read
Motilal Oswal assigns neutral rating to LIC Housing Finance
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LIC Housing Finance's 2QFY26 PAT rose ~2% YoY to ~INR13.5b, with NII growing ~3% YoY to ~INR20.4b. Fee income surged 74% YoY to INR1.4b. Opex declined ~3% YoY, cost-income ratio improved to ~13.9%, and reported yields declined ~20bp QoQ to 9.4%. Motilal Oswal estimates a CAGR of ~7% in advances and ~4% in PAT over FY25-28E.