24 Nov 2025 | 3 Mins Read
Banks poised to drive earnings growth over FY27-28
Flipitmoney
IIFL Capital predicts an 18% CAGR for the overall banking system over FY27-28 due to loan growth bottoms out, net interest margin recovery, and improvement in unsecured retail stress. Private banks are expected to stage a smart rebound, with HDFC Bank, ICICI Bank, Axis Bank, and SBI being preferred large banks, and RBL Bank among mid-sized banks.