30 Jan 2026 | 5 Mins Read
Indian households shift away from fixed deposits
Flipitmoney
Indian households shifted from FDs to equities, with deposits' share in financial savings dropping to 35.2% in FY25 from 57.9% in FY12. Equity exposure expanded to around Rs 84 lakh crore by September 2025, while the indirect share in equity markets nearly tripled to 9.2%. The share of corporate bonds in household assets remains limited, contributing to a shallow corporate bond market in India.