24 Feb 2026 | 3 Mins Read

IDFC First Bank and UPL consolidation may not harm long-term investors

Flipitmoney

Mayuresh Joshi predicts IDFC First Bank and UPL to be range-bound as investors await clear outcomes of audits and regulatory actions, and operational improvements respectively. Joshi advises caution for IDFC First Bank, but believes UPL's business model remains intact over a 2-4 year horizon, with potential for a consolidation phase.