Disbursements weak; NIM compression continues

Company

08 Nov 2024 | 5 Min Read

AAVAS Financiers reported 2QFY25 PAT growth of 22% YoY to ~INR1.48b.

Disbursements in 2QFY25 grew 3% YoY to ~INR12.9b.

AUM rose by 20% YoY to ~INR184b.

The company aims to optimize cost ratios by 20-30bp over the next few years.

AAVAS trades at 2.7x FY26E P/BV, reflecting its preparedness for growth and efficiency.

The company's major tech transformations have been completed, ensuring no disruptions ahead.