The Corner Office - Operating metrics robust; aiming to sustain higher RoA

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Indian Bank's management aims for stable growth and profitability outlook.

The bank expects to sustain 11-12% loan growth, driven by RAM segments.

Deposit growth is targeted at 8-10%, with a focus on stabilizing CASA levels.

Net Interest Margins (NIMs) are expected to moderate by 6-8bp in 2QFY26.

Asset quality remains strong with GNPA at ~3% and NNPA at 0.2%.

The bank aims to sustain RoA at 1.3% over FY26-28E.