SECTOR: AUTO ANCILLARY
FAG Bearings India Ltd
STOCK INFO.
BLOOMBERG
BSE Sensex: 17,426
S&P CNX: 5,288
FAG.IN
REUTERS CODE
4 July 2012
Initiating Coverage
(Rs CRORES)
Accumulate
Rs1,450
FAGB.BO
Y/E MARCH
CY11A
CY12E
CY13E
We recommend to Accumulate FAG Bearings India Ltd. with
one year price target of
Rs1750
- 15xCY12E EPS.
INVESTMENT ARGUMENTS:
2nd largest player in India with a ~15% marketshare
Average Ebitda margin of 18.5% in last 5 years is attractive
Higher revenue growth & strong cash generation
GROWTH DRIVERS
Large parent group - a positive :
FAG Bearings is a member of
the Schaeffler Group - a leading player in the rolling element bearing
segment globally with sales of $10.7 billion. The parent has been ranked
as the 4th most innovative company in Germany with 1832 patent
applications in 2011. The parent has 70 plants worldwide with Asia
Pacific as a growth focus area. Fag Bearing expects to launch new
products out of it's parent's portfolio over the next few years.
2nd largest player in India with a 15% marketshare:
Fag Bearing,
the 2nd largest bearings player in India, derives 80% of its sales from
Automotive sector with Tata Motors, Maruti, M&M, GM, Ford and
Daimler Chrysler as key clients. Its dominant position in the Automotive
industry will result in a 12% revenue CAGR over CY11-CY14E.
Industry leading margins :
FAG bearing has Industry-leading
EBITDA margins in the Industry at 22% with the EOU at its Gujarat
unit supposedly the most efficient plant in the Indian bearing space.
Given likely volume growth and control over costs, margins are likely
to be maintained over next 3 years. This will allow operating earnings
to grow in line with sales - almost 50% higher than CY11 by CY14.
Healthy financials:
We estimate capex to slow down from
Rs150
cr
in CY11 to 1/3rd of CY11 spend p.a. for the next 3 years. Thus free
cash should rise to
Rs100-130
cr p.a. over the next 3 years. A debt free
balance sheet and almost
Rs250cr
of cash on books should allow for
PAINLESS growth in a DIFFICULT economic environment.
Valuations & View:
Profits have risen to 2.5x in CY11 over CY06 -
in line with revenue growth while profits for SKF India have moved
up by 100% for the same period. This was aided by 19.5% sales cagr
during last 5 years vs 12.5% cagr for SKF. FAG has better operational
efficiencies with average operating profit margin for last 5 years at
18.5% vis-a-vis 13.5% for SKF India. Despite better growth and
margins, FAG, at a trailing P/E of 13.5x trades at a discount to 15.5x
for SKF India. We feel FAG India can command a P/E of 15x on
CY12e earnings thus arriving at a target price of
Rs1750
per share.
Net sales
EBITDA
RPAT
BV/Share (Rs)
Adj. EPS (Rs)
EPS growth (%)
P/E (x)
P/BV (x)
EV/EBITDA (x)
Div yld (%)
ROE (%)
RoCE (%)
1,299
285
176
439
106
43%
13.7
2.4
5.3
0.7
27
40
1,435
314
193
544
116
10%
12.5
2.7
6.6
0.7
24
35
1,622
354
220
664
133
14%
10.9
2.2
5.5
0.8
22
33
KEY FINANCIALS
Shares Outstanding (cr)
Market Cap. (Rs cr)
Market Cap. (US$ m)
Past 3 yrs Sales Growth (%)
Past 3 yrs NP Growth (%)
16.6
2410
430
21%
43%
STOCK DATA
52-W High/Low Range (Rs)
Major Shareholders (as of March 2012)
Promoter
Institutions
Public & Others
Average Daily Turnover(6 months)
Volume
Value (Rscr)
1/6/12 Month Rel. Performance (%)
1/6/12 Month Abs. Performance (%)
1814/960
51.3
32.1
16.5
5849
0.85
-15/24/28
-9/38/22
Maximum Buy Price :
Rs
Rs1,500
Ravi Shenoy
(ravi.shenoy@motilaloswal.com);Tel:+912230896865

FAG Bearings India Ltd
CONCERNS
Imported bearings act as major threat besides being margin dilutive:
The size of
bearing industry in India stands at
Rs85bn
out of which imports account for almost
Rs40bn
(~45% of sales). Auto industry consumes ~60% of bearing industry sales while the balance
is consumed by Industrial sector. Majority of bearing supplied to industrial sector by large
Indian bearing manufacturers are imported due to specialised requirement which is not
possible to produce for individual consumer. Thus, imports constitute a major threat to this
industry and is also margin dilutive.
Any further slowdown in Auto sector could be detrimental to FAG Bearing :
Auto
sector accounts for 60% of bearing industry sales. Within Auto segment - bearings supplied
to OEM's account for ~65% of sales. During last couple of months, production of passenger
vehicles along with commercial vehicles has been facing slowdown. Any further slowdown
in passenger & commercial vehicles would have a meaningful impact on sales growth of
bearing manufacturers.
BACKGROUND
Established in 1962, FAG Bearings India Limited, a member company of FAG group of
Germany - is a leading player in the Indian Bearing industry. The company manufactures
a very wide range of bearings. FAG India's manufacturing plant is located at Vadodara,
Gujarat. FAG India is a leading OEM supplier to the automotive industry, mechanical and
electrical engineering industry, besides the Railways. FAG Bearing has set up the country's
first 100% EOU for bearings. The company's products are exported to customers located
in Europe, USA, Asia and Africa.
FINANCIALS AND RECENT RESULTS
Revenues and Net Profit in the quarter ended March 2012 grew 18% and 8% respectively
y/y. FAG has been able to consistently maintain its EBITDA margin in the region of 18-
20% on a sustainable basis which is commendable. We are expecting consistent performance
from FAG in coming quarters.
Quarterly Performance
Rs
CRORES
QE MAR-11
QE DEC-11
QE MAR -12
% Y/Y
% Q/Q
Revenue
Expenditure
EBITDA (excl. Other income)
Other Income
Interest
Depreciation
Profit before tax
Tax
RPAT
EPS
EBIDTA%
Tax rate %
309
246
63
7
0
5
64
21
43
25.8
20.3%
33.1%
348
286
62
8
0
6
63
20
43
25.9
17.7%
32.2%
363
300
64
11
0
6
68
22
46
27.9
17.5%
32.2%
18%
22%
2%
59%
29%
18%
7%
4%
8%
8%
4%
5%
3%
37%
0%
0%
8%
8%
8%
8%
4 July 2012
2

FAG Bearings India Ltd
IVRCL: Financials and Valuation
FAG Bearings India Ltd - Financials & Valuation
INCOME STATEMENT
Y/E MARCH
(
Rs
CRORE)
CY10A CY11A CY12E CY13E CY14E
RATIOS
Y/E MARCH
CY10A CY11A CY12E CY13E CY14E
Net Sales
growth (%)
Other Income
Total Income
Staff Costs
Raw material cost
Other Expenses
Total Expenditure
EBITDA
% of Net Sales
Depreciation/Amortization
Finance Charges
PBT
Tax
PAT
growth (%)
PAT MARGIN
BALANCE SHEET
Y/E MARCH
1040
30
25
1065
79
613
152
862
203
20%
20
1
182
60
122
85
11
1299
25
40
1339
100
757
177
1055
285
22%
23
1
261
85
176
45
13
1435
10
50
1485
115
836
194
1171
314
22%
25
0
289
95
193
10
13
1622
13
55
1677
133
945
216
1323
354
22%
25
0
329
109
220
14
13
1822
12
80
1902
152
1062
239
1486
416
23%
28
0
388
128
260
18
14
Adjusted EPS
growth (%)
Cash EPS
Book Value
DPS
Payout (Incl. Div. Tax)
Valuation (x)
P/E
Cash P/E
Price/Book Value
EV/EBITDA
EV/Sales
Div. Yld(%)
Return Ratios (%)
RoE
RoCE
Leverage (x)
Debt/Equity (x)
CASH FLOW STATEMENT
74.0
68%
86.1
345
5.0
8
105.8
43%
119.4
439
10.0
11
116.4
10%
131.4
544
10.0
10
132.6
14%
147.6
664
11.0
10
156.4
18%
173.2
806
12.0
9
19.6
16.8
2.5
5.8
1.1
0.3
23.8
35.1
0.00
13.7
12.1
2.4
5.3
1.2
0.7
27.0
40.0
0.00
12.5
11.0
2.7
6.6
1.4
0.7
23.7
35.2
0.00
10.9
9.8
2.2
5.5
1.2
0.8
22.0
32.7
0.00
9.3
8.4
1.8
4.2
1.0
0.8
21.3
31.7
0.00
(Rs CRORE)
Rs
CY10A CY11A CY12E CY13E CY14E
(Rs CRORE)
Rs
CY10A CY11A CY12E CY13E CY14E
Y/E MARCH
Equity Share Capital
Reserves
Shareholders' Funds
Net deferred tax
Source of Funds
Net Block
Less : Accum. Depreciation
Net Block
Capital WIP
Current Assets
Inventories
Sundry Debtors
Cash and Bank Balances
Loans and Advances
Net current assets
Misc expenses
Application of Funds
17
557
573
3
576
419
278
141
9
628
127
131
288
81
426
18
576
17
713
730
3
733
475
297
178
107
712
162
214
233
102
264
448
11
733
17
887
904
3
907
632
322
310
0
877
179
237
346
115
280
597
0
907
17
1086
1103
3
1106
682
347
335
0
1075
202
267
470
135
305
771
0
1106
17
1323
1339
4
1344
732
375
357
0
1324
227
300
647
150
338
986
0
1344
PBT before EO items
Add :
Interest
(Inc)/Dec in WC
Others
Depreciation
182
20
-16
0
-54
261
23
-26
-80
-97
81
-147
22
-124
0
-8
-1
-1
-11
-55
288
233
289
25
-27
-36
-98
152
-50
27
-23
0
-17
0
0
-17
113
233
346
329
25
-27
-51
-112
163
-50
27
-23
0
-17
0
0
-17
124
346
470
388
28
-55
-40
-131
189
-50
55
5
0
-18
0
0
-18
176
470
647
CF from Operating activities 132
(Inc)/Dec in Fixed assets
Others
CF from Investing activities
Inc/(Dec) in debt
Dividend paid
Less: Interest paid
Others
-19
12
-7
0
-7
-1
-1
CF from financing activities -10
Inc/(Dec) in cash
Add: Beginning balance
Closing Balance
115
173
288
Current Liabilities & Provisions201
4 July 2012
3

FAG Bearings India Ltd Valuation Chart (Historical PE
)
FAG Bearings India Ltd
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FAG Bearings India Ltd
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