By subscribing to the ‘Trade Guide Signal’ (TGS) service from Motilal Oswal Financial Securities Limited (MOFSL), including the Platform which enhances understanding of finance and promotes financial literacy, you agree to be bound by these terms and conditions ("Terms"). Please read these Terms carefully as they outline your rights, obligations, and limitations when using this service. If you do not agree to the Terms in their entirety, you may not access the Platform. The Company, through this Platform, provides various technology services to its users.

Subscription and Fees

The subscription fee grants access to TGS services for the duration of the subscribed period. You acknowledge and agree to the details and frequency of subscription charges, which will be debited from your account.

TGS Discount Brokerage Offer

Effective from: 1st October 2025

1. Applicable for all TGS subscriptions purchased on or after 1st October 2025.

2. For all new subscriptions (purchased on/after 1st October 2025), brokerage will be as per the New TGS Discount Brokerage.

3. For 1-Year TGS subscriptions purchased before 1st October 2025:

   • Trades through TGS: as per New TGS Discount Brokerage
   • Normal trades: as per customer’s default brokerage charges

4. For 3-Year TGS subscriptions purchased before 1st October 2025:

   • Trades through TGS: as per New TGS Discount Brokerage
   • Normal trades: as per Old Brokerage Offer or default brokerage charges, whichever applicable.

5. Motilal Oswal Financial Services Ltd. reserves the right to revise or withdraw the Discount Brokerage Offer at its discretion without prior notice.

TGS Cancellation Policy

Effective from: 1st October 2025

1. Applicable only for TGS subscriptions purchased on or after 1st October 2025.

2. Subscriptions purchased before 1st October 2025 will not be covered under this policy.

3. Refund will be calculated based on:

   • Number of days since TGS activation, and
   • Total brokerage amount saved through discounted brokerage.

4. All brokerage amount saved under the Discount Brokerage Offer will be deducted from the refundable amount.

5. If brokerage benefit exceeds or equals the refundable value, no refund will be processed.

6. Refunds (if applicable) will be processed within 15 working days from the date of approval.

7. TGS reserves the right to modify or discontinue this policy without prior notice.

Guidance Disclaimer

The TGS service provides market guidance based on statistical analysis and does not constitute investment advice or solicitation. You are encouraged to exercise your own judgment and conduct independent research before making any investment decisions. MOFSL is not responsible for any investment losses incurred by clients who rely on TGS signals without further analysis or due diligence.

This guidance is for the personal information of the authorized recipient and shall not be construed as any investment advice to you. MOFSL is not soliciting any action based upon it.

Risks and Responsibilities

You understand that stock market investments carry inherent risks. Past performance of strategies or reports does not guarantee future returns. You are solely responsible for understanding TGS features, track records, risks, and associated factors before using the service or making trades. MOFSL assumes no liability for trades executed by you based on signals provided by TGS.

It is your responsibility to understand the features of the Trade Guide Signal tool and the risks involved in the use of this product. We request you to understand the key features, track record, warnings, risk profile, risk factors, etc., related to products and markets before making any investments in any securities. Please do not rely completely on the guidance given by this tool before making any investments. Recipients of this report/data should rely on their own investigations and judgment before making any investment.

Auto Exit Feature

By subscribing to TGS, you consent to the Auto Exit functionality. Your consent for the Trading API is considered as submitted as of the subscription date. Trades initiated through TGS will automatically exit based on the Exit signals provided either by you or the system. You have the full capability to select the exit method of your choice. Trades exited manually outside of TGS may result in unintended consequences, including the exit of securities not purchased through TGS when an auto exit is triggered. It is your responsibility to ensure that trades initiated via TGS are exited appropriately using the "My Trade" feature to avoid discrepancies.

Confidentiality and Data Use

TGS reports and signals are for your personal use only and must not be reproduced, redistributed, or shared with third parties. This report/data is not for public distribution and has been furnished to you solely for your information. It should not be reproduced or redistributed to any other person in any form. Data provided through TGS is sourced from reliable channels; however, MOFSL does not guarantee its accuracy or completeness.

The data is based upon secondary data and/or other information that we consider reliable, but we do not represent that it is accurate or complete.

Platform Usage and Security

You must safeguard your trading account credentials and take appropriate measures to prevent unauthorized access to your account. MOFSL is not liable for any losses resulting from unauthorized use of the TGS service or your account.

Technical Failures and Downtime

MOFSL will strive to ensure uninterrupted service; however, it is not liable for delays, errors, or interruptions caused by technical issues, internet connectivity problems, or unforeseen circumstances. In the event of service disruption, MOFSL will endeavor to restore functionality as soon as possible but will not be held responsible for any resulting losses or delays.

Modification of Terms

MOFSL reserves the right to amend or update these Terms at its sole discretion. You will be notified of any changes via registered email or other official communication channels. Continued use of the TGS service following such notifications constitutes acceptance of the revised Terms.

Liability Limitation

MOFSL, its affiliates, and employees shall not be held liable for any direct, indirect, incidental, or consequential losses arising from the use of the TGS service. MOFSL disclaims all warranties, whether express or implied, including but not limited to the accuracy, reliability, or completeness of the information provided through TGS.

It is a service with guidance based on a statistical view and not a tactical view. MOFSL or any of its affiliates or employees shall not be responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this report. MOFSL or any of its affiliates or employees do not provide, at any time, any express or implied warranty of any kind, regarding any matter pertaining to this report, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Dealing in the stock market is subject to market risk, and no one can assure returns from dealing in shares/securities. We can only advise or guide on the basis of past performance of the strategy or our research reports. However, it is solely your decision to execute the trade based on the guidance/signals given. The stock market is associated with risks, which are clearly mentioned in the Risk Disclosure Document provided to you at the time of opening an account. The same is also available in your client login and on the MOFSL website.

Acknowledgment

By subscribing to TGS, you confirm that you have read, understood, and agreed to these Terms and Conditions in their entirety. You hereby request MOFSL to activate your auto square-off facility for TGS. If you have any questions, please contact us at tradeguide@motilaloswal.com. These Terms are effective as of the date you subscribe to the TGS service.