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Keep an eye on these things when reading a Demat Account Statement

19 Jul 2023

As you probably know by now, a demat account is mandatory for investing in the stock market. However, what you may not be aware of is that you receive a demat account statement periodically from either your stock broker or your depository. What is this statement, you ask? 

Here’s what it is. Think of the demat account statement as something akin to a bank statement. It shows you all of the transactions that were made through your demat account. This includes both debit and credit transactions. 

Okay, but why is it important to read through your demat account holding statement? By examining the statement periodically, you can spot mistakes, omissions, unauthorized transactions, and frauds much earlier and get it rectified immediately.   

Now that we’ve gotten this out of the way, let’s take a look at the things that you would need to focus on when reading a demat account holding statement. 

Things to keep an eye on when reading a demat account statement 

Here’s a quick look at a few of the things that you should pay close attention to when reading a demat account holding statement. 

1. Your personal information 

The first thing that you should focus on when you receive your demat account statement is your personal information. Carefully read through your information on the statement to check if all of the details presented in it are accurate. If you find that there’s a mismatch in information, get in touch with your depository participant to rectify it. 

2. The folio number

The folio number is nothing but a unique identification number that’s given to every demat account holder. No two folio numbers are ever the same. Therefore, when you get your demat account holding statement, check if it displays the same folio number that has been allotted to you. If there has been any change, get it rectified as soon as possible through your depository participant. 

3. Your mutual fund details

If you’ve invested in any mutual funds, make sure to check whether the mutual fund appears in your demat account holding statement. In addition to the name of the mutual fund, the statement will also carry information on the number of units that you own, fund growth, and dividend payouts as well. 

4. Dividend payouts 

This section of the demat account statement gives you information on all the dividends that your investments have received up until the date of the statement.  

5. Net Asset Value (NAV) 

The Net Asset Value of a mutual fund tends to change regularly. And so, this section displays the current NAV of all your mutual funds as on the date of the demat account statement. 

6. Transaction summary 

This section of your demat account statement shows you all of the transactions that you’ve made. It includes all stock purchases (credits) and all stock sales (debits). Ensure that you go through this thoroughly to ensure that none of the transactions have been made without your authorization. 


Don’t have a demat account with you? Get in touch with Motilal Oswal right now to open an online demat account and a trading account. The entire process is paperless and all it takes is a few minutes to get started. 


Related Articles: How to Open a Demat Account Without a Broker | Factors to Keep in Mind While Opening a Demat account | Factors to Consider When Opening a Demat Account | 10 Points to Remember When Operating your Demat Account | Types Of Demat Account & Trading Account

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