Aditya Birla Sun Life Retirement Fund - The 40s Plan Regular-Growth

Fund Details

NAV 19.21

Sub-Type Aggressive Hybrid

Rating 2

Min. SIP Amount ₹500.0

Fund Age(Year) 6.78

Fund Size(in Crores) 116.84

Fund Performance

1 Month -0.79%

3 Month 0.73%

6 Month 3.51%

1 Year 3.32%

3 Year 13.13%

5 Year 10.59%

Know This Fund

As on 22 Dec 2025

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (98.23%) Market Cap Mid Cap 7.61 Large Cap 82.05 Small Cap 8.57 Top Sectors Financial 31.01 Technology 11.48 Services 10.13 Healthcare 10.05 Automobile 9.33 Communication 6.47 Consumer Staples 5.72 Energy 5.04 Consumer Discretionary 3.01 Construction 2.49 Insurance 1.72 Materials 1.03 Capital Goods 0.76 Top Holding The Federal Bank 1.32 Bajaj Finance 5.64 Maruti Suzuki India 2.98 Tech Mahindra 2.18 Tata Consultancy 0.03 AU Small Finance Bank 3.59 Cipla 2.06 Tata Motors Passenger Vehicles 0.88 Info Edge (India) 0.94 Gland Pharma 4.16 Larsen & Toubro 2.49 Go Fashion (India) 0.42 Wipro 1.94 Bharti Airtel 6.47 HCL Technologies 2.81 Trent 1.77 Godrej Consumer 0.47 Symphony 0.58 Tata Power Company 0.03 Eternal 3.05 Torrent Pharmaceuticals 1.23 Tata Motors 0.87 TVS Motor Company 2.69 HDFC Bank 6.71 Kotak Mahindra Bank 1.89 ICICI Prudential 0.74 Titan Company 0.96 State Bank of India 1.84 Cholamandalam Investment and Finance Company 2.87 Jyoti CNC Automation 0.76 Infosys 3.5 Hindustan Unilever 1.11 Ultratech Cement 1.03 Craftsman Automation 1.09 ICICI Bank 7.15 Reliance Industries 5 Varun Beverages 2.07 LTIMindtree 1.02 Sun Pharmaceutical Industries 1.57 Amber Enterprises India 1.47 Aditya Vision 0.05 Tata Consumer Products 2.08 Interglobe Aviation 3.9 SBI Life Insurance Company 0.97 Samvardhana Motherson 0.78 TVS Motor Company - Pref. Shares 0.03 Apollo Hospitals Enterprise 1.02

Debt & Others (1.77%) Sector Allocation Net Payables -0.23 CBLO 2 Debt Credit Ratings Debt Category Others 1.77

Comparison with same funds

Equity, Flexi Cap funds Aditya Birla Sun Life ESG Integration Strategy Fund Regular-Growth Ret 1M -0.32% Ret 1Y 2.1% Ret 3Y 14.86% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life ESG Integration Strategy Fund Regular-IDCW Ret 1M -0.32% Ret 1Y 2.1% Ret 3Y 14.86% Ret 5Y 0%

Equity, Flexi Cap funds Aditya Birla Sun Life ESG Integration Strategy Fund Regular-IDCW Reinvestment Ret 1M -0.32% Ret 1Y 2.1% Ret 3Y 14.86% Ret 5Y 0%

Equity, Flexi Cap funds Axis ESG Integration Strategy Fund Regular-Growth Ret 1M -0.09% Ret 1Y 0.83% Ret 3Y 13.59% Ret 5Y 10.62%

Equity, Flexi Cap funds Axis ESG Integration Strategy Fund Regular-IDCW Payout Ret 1M -0.09% Ret 1Y 0.83% Ret 3Y 13.59% Ret 5Y 10.62%

Equity, Flexi Cap funds Axis ESG Integration Strategy Fund Regular-IDCW Reinvestment Ret 1M -0.09% Ret 1Y 0.83% Ret 3Y 13.59% Ret 5Y 10.62%

Equity, Flexi Cap funds ICICI Prudential ESG Exclusionary Strategy Fund - Growth Ret 1M -0.95% Ret 1Y 4.45% Ret 3Y 18.85% Ret 5Y 15.29%

Equity, Flexi Cap funds ICICI Prudential ESG Exclusionary Strategy Fund-IDCW Ret 1M -0.95% Ret 1Y 4.45% Ret 3Y 18.85% Ret 5Y 15.29%

Equity, Flexi Cap funds ICICI Prudential ESG Exclusionary Strategy Fund-IDCW Payout Ret 1M -0.95% Ret 1Y 4.45% Ret 3Y 18.85% Ret 5Y 15.29%

Equity, Flexi Cap funds Invesco India ESG Integration Strategy Fund Regular - Growth Ret 1M -0.9% Ret 1Y -4.36% Ret 3Y 13.25% Ret 5Y 0%

Equity, Flexi Cap funds Invesco India ESG Integration Strategy Fund Regular-IDCW Payout Ret 1M -0.9% Ret 1Y -4.36% Ret 3Y 13.25% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.39%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Chanchal Khandelwal

Education Mr. Khandelwal has done B.Com.(H) and MBA (Finance)

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with Aditya Birla Retail Limited and Aditya Birla Management Corporation Ltd.

Dhaval Shah

Education Mr.Shah has done B.Com. from University of Mumbai & MBA from Somaiya Institute of Management Studies & Research. He also holds CFA designation.

Experience Prior to joining Aditya Birla Sunlife Mutual Fund he has worked with HDFC Mutual Fund, Reliance Mutual Fund, Morgan Stanley.

Dhaval Joshi

Education Mr. Joshi has done B.Com, M.Com. and MBA (Finance)

Experience Prior to joining Aditya Birla Sun Life Mutual Fund, he was associated with Sundaram Mutual Fund, Emkay Global Financial Services and Asit C Mehta Investment Intermediates Ltd..

Harshil Suvarnkar

Education Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.

Experience Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at very high risk

AMC and Fund details

Rank (total sets) 28

Date of Incorporation 2019-03-11

Total AUM 2025-11-30

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.