Franklin India Retirement Fund Direct-IDCW
Franklin India Retirement Fund Direct-IDCW: Mutual Fund Overview
Franklin India Retirement Fund Direct-IDCW is an Balanced Hybrid mutual fund with over 13.19 years of performance history. The scheme manages an AUM of ₹508.15 Cr and has a NAV of ₹18.0069. It is rated 'Not Rated' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 5.65%.
Hybrid, Balanced Hybrid, Principal at high risk
1 Year Return 5.65% at 12 Mar 2026 08:11 PM
Fund Details
NAV 18.0069
Sub-Type Balanced Hybrid
Rating Not Rated
Min. SIP Amount ₹500.0
Fund Age(Year) 13.19
Fund Size(in Crores) 508.15
Fund Performance
1 Month -2.88%
3 Month -2.44%
6 Month -1.44%
1 Year 5.65%
3 Year 10.34%
5 Year 8.32%
Know This Fund
As on 12 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (0%) Sector Allocation Debt Credit Ratings Debt Category
Comparison with same funds
Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular - Growth Ret 1M -3.06% Ret 1Y 4.73% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular - IDCW Payout Ret 1M -3.06% Ret 1Y 4.73% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular - IDCW Reinvestment Ret 1M -3.06% Ret 1Y 4.73% Ret 3Y 0% Ret 5Y 0%
Equity, Flexi Cap funds Franklin India Retirement Fund Regular-Growth Ret 1M -2.93% Ret 1Y 4.83% Ret 3Y 9.5% Ret 5Y 7.49%
Equity, Flexi Cap funds Franklin India Retirement Fund Regular-IDCW Ret 1M -2.93% Ret 1Y 4.83% Ret 3Y 9.5% Ret 5Y 7.49%
Equity, Flexi Cap funds Franklin India Retirement Fund Regular-IDCW Payout Ret 1M -2.93% Ret 1Y 4.83% Ret 3Y 9.5% Ret 5Y 7.49%
Equity, Flexi Cap funds UTI Children's Hybrid Fund-Regular Plan Ret 1M -2.71% Ret 1Y 4.75% Ret 3Y 8.93% Ret 5Y 7.97%
Equity, Flexi Cap funds WhiteOak Capital Balanced Hybrid Fund Regular - Growth Ret 1M -4.43% Ret 1Y 7.05% Ret 3Y 0% Ret 5Y 0%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.59%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Rajasa Kakulavarapu
Education Ms. Kakulavarapu has done B.Tech and MBA.
Experience Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
Anuj Tagra
Education Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies
Experience Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.
Pallab Roy
Education Mr. Roy is a M.Com and MBA (Finance).
Experience He has been associated with Franklin Templeton Investments since 2001.
Ajay Argal
Education Mr. Argal is a B.Tech from (IIT,Mumbai) & PGDM (IIM,Bangalore).
Experience Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Baring Asset Management (Asia) Ltd., Aditya Birla Sunlife Mutual Fund and UTI AMC where he handled various aspects of investments function including managing offshore funds, equity funds, balanced funds, equity research & equity dealing.
Varun Sharma
Education Mr. Sharma is a Bachelor in Business Studies from Sukhdev College of Business Studies, University of Delhi and holds a Post Graduate Diploma in Management from IIM - Calcutta.
Experience Prior to joining Motilal Oswal Asset management, he has worked with Franklin Templeton Asset Management (India) Pvt. Ltd. ICICI Securities (Feb 2010 - August 2014) as an Equity research Analyst and Credit Analysis and Research Limited (Apr 2009 - Feb 2010) as a Ratings Analyst.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at high risk
AMC and Fund details
Rank (total sets) 2
Date of Incorporation 2013-01-01
Total AUM 125019.92
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
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