Franklin India Retirement Fund Regular-Growth

Fund Details

NAV 213.5164

Sub-Type Balanced Hybrid

Rating Not Rated

Min. SIP Amount ₹0

Fund Age(Year) 29.58

Fund Size(in Crores) 479.34

Fund Performance

1 Month -0.73%

3 Month -2.5%

6 Month -1.09%

1 Year -4.1%

3 Year 6.56%

5 Year 5.82%

Know This Fund

As on 30 Oct 2026

Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.

Equity (35.1%) Market Cap Large Cap 22.04 Mid Cap 5.67 Small Cap 7.39 Top Sectors Financial 10.12 Capital Goods 4.13 Healthcare 3.3 Automobile 3.05 Services 2.72 Energy 2.01 Materials 2.01 Construction 1.77 Consumer Staples 1.39 Communication 1.28 Technology 1.17 Consumer Discretionary 1.02 Metals & Mining 0.65 Insurance 0.46 Top Holding State Bank of India 1.6 Astral 0.63 Larsen & Toubro 1.18 Eris Lifesciences 0.5 RBL Bank 0.72 PB Fintech 0.4 Marico 0.69 Global Health 0.71 Angel One 0.57 Asian Paints 0.6 SEDEMAC Mechatronics 0.02 Bharti Airtel 1.28 Cholamandalam Investment and Finance Company 0.41 Axis Bank 1.71 Eternal 1.34 The Phoenix Mills 0.59 HDFC Bank 1.48 Amber Enterprises India 0.54 Emmvee Photovoltaic Power 0.4 360 One Wam 0.54 TBO Tek 0.46 Lenskart Solutions 0.48 Dr. Reddy's Laboratories 0.67 Tata Steel 0.65 Reliance Industries 0.87 Exide Industries 0.43 Tata Power Company 0.75 Ultratech Cement 0.78 Cipla 0.76 Timken India 0.07 SBI Funds Management 0.54 Interglobe Aviation 0.52 Mahindra & Mahindra 1.17 Data Patterns (India) 0.31 ICICI Bank 1.6 Suzlon Energy 0.41 Kirloskar Oil Engines 0.96 Ashok Leyland 0.56 TVS Motor Company 0.64 Bharat Electronics 1.17 Pine Labs 0.72 Metropolis Healthcare 0.66 Hyundai Motor 0.51 Dixon Technologies (India) 0.77 Aptus Value Housing Finance India 0.24 ZF Commercial 0.17 Infosys 1.17 Britannia Industries 0.71 ICICI Lombard Gen. Insurance 0.46

Debt & Others (64.9%) Sector Allocation Debenture 24.56 Certificate of Deposit 3.1 State Development Loan 2.15 Debt Credit Ratings AAA 41.19 AA 10.43 Cash & Call Money 7.64 A1+ 3.1 SOV 2.54 Debt Category REC 1.76 Jubilant Beverages 4.17 Bharti Telecom 2.27 Franklin India Long Term Direct-G 0.64

Comparison with same funds

Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular-Growth Ret 1M -1.23% Ret 1Y -0.67% Ret 3Y 8.91% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular-IDCW Payout Ret 1M -1.23% Ret 1Y -0.67% Ret 3Y 8.91% Ret 5Y 0%

Equity, Flexi Cap funds 360 ONE Balanced Hybrid Fund Regular-IDCW Reinvestment Ret 1M -1.23% Ret 1Y -0.67% Ret 3Y 8.91% Ret 5Y 0%

Equity, Flexi Cap funds Franklin India Retirement Fund Regular-Growth Ret 1M -0.73% Ret 1Y -4.1% Ret 3Y 6.56% Ret 5Y 5.82%

Equity, Flexi Cap funds Franklin India Retirement Fund Regular-IDCW Ret 1M -0.73% Ret 1Y -4.1% Ret 3Y 6.56% Ret 5Y 5.82%

Equity, Flexi Cap funds Franklin India Retirement Fund Regular-IDCW Payout Ret 1M -0.73% Ret 1Y -4.1% Ret 3Y 6.56% Ret 5Y 5.82%

Equity, Flexi Cap funds ICICI Prudential Balanced Hybrid Fund-Growth Ret 1M -2.3% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds ICICI Prudential Balanced Hybrid Fund-IDCW Ret 1M -2.3% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds ICICI Prudential Balanced Hybrid Fund-IDCW Payout Ret 1M -2.3% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds SBI Balanced Hybrid Fund Regular-Growth Ret 1M -1.11% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Equity, Flexi Cap funds SBI Balanced Hybrid Fund Regular-IDCW Ret 1M -1.11% Ret 1Y 0% Ret 3Y 0% Ret 5Y 0%

Charges & Taxes Expense Ratio

Returns are taxed as per your Income Tax Slab.

Expense Ratio (Inclusive of GST): 2.25%

Exit Load 0%

Stamp Duty 0.005%

Fund Management

The various expenses, charges and taxes associated with your Mutual Fund

Ajay Argal

Education Mr. Argal is a B.Tech from (IIT,Mumbai) & PGDM (IIM,Bangalore).

Experience Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Baring Asset Management (Asia) Ltd., Aditya Birla Sunlife Mutual Fund and UTI AMC where he handled various aspects of investments function including managing offshore funds, equity funds, balanced funds, equity research & equity dealing.

Chandni Gupta

Education She holds B.E. degree in IT and CFA degree from CFA Institute, USA.

Experience Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.

Varun Sharma

Education Mr. Sharma is a Bachelor in Business Studies from Sukhdev College of Business Studies, University of Delhi and holds a Post Graduate Diploma in Management from IIM - Calcutta.

Experience Prior to joining Motilal Oswal Asset management, he has worked with Franklin Templeton Asset Management (India) Pvt. Ltd. ICICI Securities (Feb 2010 - August 2014) as an Equity research Analyst and Credit Analysis and Research Limited (Apr 2009 - Feb 2010) as a Ratings Analyst.

Rajasa Kakulavarapu

Education Ms. Kakulavarapu has done B.Tech and MBA.

Experience Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

Pallab Roy

Education Mr. Roy is a M.Com and MBA (Finance).

Experience He has been associated with Franklin Templeton Investments since 2001.

Anuj Tagra

Education Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies

Experience Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.

Riskometer

Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.

Principal at moderately high risk

AMC and Fund details

Rank (total sets) 4

Date of Incorporation 1997-03-31

Total AUM 126605.99

The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.