HDFC Credit Risk Debt Fund Direct-IDCW Quarterly
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 6.4% at 08 Jun 2026 12:15 PM
HDFC Credit Risk Debt Fund Direct-IDCW Quarterly: Mutual Fund Overview
HDFC Credit Risk Debt Fund Direct-IDCW Quarterly is an Credit Risk mutual fund with over 12.21 years of performance history. The scheme manages an AUM of ₹7522.13 Cr and has a NAV of ₹10.8723. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 6.4%.
Fund Details
NAV 10.8723
Sub-Type Credit Risk
Rating 2
Min. SIP Amount ₹100.0
Fund Age(Year) 12.21
Fund Size(in Crores) 7522.13
Fund Performance
1 Month 0.55%
3 Month 1.28%
6 Month 2.73%
1 Year 6.4%
3 Year 7.88%
5 Year 7.07%
Know This Fund
As on 08 Jun 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (0%) Sector Allocation Debt Credit Ratings Debt Category
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M 0.55% Ret 1Y 11.18% Ret 3Y 11.75% Ret 5Y 9.7%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M 0.55% Ret 1Y 11.18% Ret 3Y 11.75% Ret 5Y 9.7%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M 0.55% Ret 1Y 11.18% Ret 3Y 11.75% Ret 5Y 9.7%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M 0.55% Ret 1Y 11.18% Ret 3Y 11.75% Ret 5Y 9.7%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.64% Ret 1Y 6.69% Ret 3Y 7.62% Ret 5Y 6.64%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.64% Ret 1Y 6.69% Ret 3Y 7.62% Ret 5Y 6.64%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.64% Ret 1Y 6.69% Ret 3Y 7.62% Ret 5Y 6.64%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.64% Ret 1Y 6.69% Ret 3Y 7.62% Ret 5Y 6.64%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.64% Ret 1Y 6.69% Ret 3Y 7.62% Ret 5Y 6.64%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M 0.43% Ret 1Y 3.58% Ret 3Y 6.03% Ret 5Y 5.23%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M 0.43% Ret 1Y 3.58% Ret 3Y 6.03% Ret 5Y 5.23%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.01%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Praveen Jain
Education Mr. Jain has done CA and CFA
Experience Prior to joining HDFC Mutual Fund, he has worked with Larsen & Toubro Ltd and Tata Motors
Shobhit Mehrotra
Education He is an MBA from Clemson University, USA.
Experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Dhruv Muchhal
Education Mr. Dhruv has done B.Com, CA and CFA
Experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Bhavyesh Divecha
Education CFA-L3, PGDM (IIM Ahmedabad), B.E. Computers.
Experience Prior to Joining the HDFC AMC, he has worked with L&T Investment Management Limited, ICRA Ltd, FinIQ Consulting Private Ltd and Tata Consultancy Services Ltd.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 10
Date of Incorporation 2014-03-25
Total AUM 937047.59
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
HDFC Credit Risk Debt Fund Direct-IDCW Quarterly FAQs
How to invest in HDFC Credit Risk Debt Fund Direct-IDCW Quarterly?
Investing in HDFC Credit Risk Debt Fund Direct-IDCW Quarterly through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for HDFC Credit Risk Debt Fund Direct-IDCW Quarterly in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly?
The term expense ratio for HDFC Credit Risk Debt Fund Direct-IDCW Quarterly or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly is 1.01% as of 08 Jun 2026.
What is the NAV of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly?
The NAV of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly is ₹10.8723 as of 08 Jun 2026.
What is the AUM of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly?
The AUM (Assets Under Management) of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly is ₹7522.13 Cr as of 08 Jun 2026.
What is the PE and PB ratio of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly?
The PE ratio of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in HDFC Credit Risk Debt Fund Direct-IDCW Quarterly?
Yes, you can invest in HDFC Credit Risk Debt Fund Direct-IDCW Quarterly through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly in the last 5 years?
The return of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly in the last 5 years is 7.07%.
What is the minimum SIP investment required in HDFC Credit Risk Debt Fund Direct-IDCW Quarterly?
The minimum SIP investment in HDFC Credit Risk Debt Fund Direct-IDCW Quarterly depends on the fund's scheme rules and usually starts at a small amount. For HDFC Credit Risk Debt Fund Direct-IDCW Quarterly, the minimum SIP amount is ₹100.0.
What is the current NAV of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly?
The NAV of HDFC Credit Risk Debt Fund Direct-IDCW Quarterly, as of 08 Jun 2026, is ₹10.8723.
Who manages the HDFC Credit Risk Debt Fund Direct-IDCW Quarterly?
The fund managers responsible for HDFC Credit Risk Debt Fund Direct-IDCW Quarterly are:
- Praveen Jain
- Shobhit Mehrotra
- Dhruv Muchhal
- Bhavyesh Divecha