HDFC Credit Risk Debt Fund Regular-Growth
HDFC Credit Risk Debt Fund Regular-Growth: Mutual Fund Overview
HDFC Credit Risk Debt Fund Regular-Growth is an Credit Risk mutual fund with over 12 years of performance history. The scheme manages an AUM of ₹6891.04 Cr and has a NAV of ₹25.0694. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹100.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.28%.
Debt, Credit Risk, Principal at high risk
1 Year Return 7.28% at 24 Mar 2026 03:37 PM
Fund Details
NAV 25.0694
Sub-Type Credit Risk
Rating 2
Min. SIP Amount ₹100.0
Fund Age(Year) 12
Fund Size(in Crores) 6891.04
Fund Performance
1 Month 0.17%
3 Month 1.3%
6 Month 2.84%
1 Year 7.28%
3 Year 7.54%
5 Year 6.76%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Non Convertible Debenture 43.29 Securitised Debt 4.64 Repo 1.25 Debt Credit Ratings AA 31.36 AAA 15.47 A+ 15.08 SOV 10.41 AA+ 10.32 Debt Category Vajra Trust 1.29 Shivshakti Securitisation Trust 0.37 Muthoot Capital Services 0.78 Poonawalla Fincorp 2.18
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M -0.12% Ret 1Y 5.03% Ret 3Y 6.17% Ret 5Y 5.4%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M -0.12% Ret 1Y 5.03% Ret 3Y 6.17% Ret 5Y 5.4%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.62%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Bhavyesh Divecha
Education CFA-L3, PGDM (IIM Ahmedabad), B.E. Computers.
Experience Prior to Joining the HDFC AMC, he has worked with L&T Investment Management Limited, ICRA Ltd, FinIQ Consulting Private Ltd and Tata Consultancy Services Ltd.
Dhruv Muchhal
Education Mr. Dhruv has done B.Com, CA and CFA
Experience Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Shobhit Mehrotra
Education He is an MBA from Clemson University, USA.
Experience Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
Praveen Jain
Education Mr. Jain has done CA and CFA
Experience Prior to joining HDFC Mutual Fund, he has worked with Larsen & Toubro Ltd and Tata Motors
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at high risk
AMC and Fund details
Rank (total sets) 6
Date of Incorporation 2014-03-25
Total AUM 952319.77
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
HDFC Credit Risk Debt Fund Regular-Growth FAQs
How to invest in HDFC Credit Risk Debt Fund Regular-Growth?
Investing in HDFC Credit Risk Debt Fund Regular-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for HDFC Credit Risk Debt Fund Regular-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of HDFC Credit Risk Debt Fund Regular-Growth?
The term expense ratio for HDFC Credit Risk Debt Fund Regular-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of HDFC Credit Risk Debt Fund Regular-Growth is 1.62% as of 24 Mar 2026.
What is the NAV of HDFC Credit Risk Debt Fund Regular-Growth?
The NAV of HDFC Credit Risk Debt Fund Regular-Growth is ₹25.0694 as of 24 Mar 2026.
What is the AUM of HDFC Credit Risk Debt Fund Regular-Growth?
The AUM (Assets Under Management) of HDFC Credit Risk Debt Fund Regular-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of HDFC Credit Risk Debt Fund Regular-Growth is ₹6891.04 Cr as of 24 Mar 2026.
What is the PE and PB ratio of HDFC Credit Risk Debt Fund Regular-Growth?
The PE ratio of HDFC Credit Risk Debt Fund Regular-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in HDFC Credit Risk Debt Fund Regular-Growth?
Yes, you can invest in HDFC Credit Risk Debt Fund Regular-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of HDFC Credit Risk Debt Fund Regular-Growth in the last 5 years?
The return of HDFC Credit Risk Debt Fund Regular-Growth in the last 5 years is 6.76%.
What is the minimum SIP investment required in HDFC Credit Risk Debt Fund Regular-Growth?
The minimum SIP investment in HDFC Credit Risk Debt Fund Regular-Growth depends on the fund's scheme rules and usually starts at a small amount. For HDFC Credit Risk Debt Fund Regular-Growth, the minimum SIP amount is ₹100.0.
What is the current NAV of HDFC Credit Risk Debt Fund Regular-Growth?
The NAV of HDFC Credit Risk Debt Fund Regular-Growth, as of 24 Mar 2026, is ₹25.0694.
Who manages the HDFC Credit Risk Debt Fund Regular-Growth?
The fund managers responsible for HDFC Credit Risk Debt Fund Regular-Growth are:
- Bhavyesh Divecha
- Dhruv Muchhal
- Shobhit Mehrotra
- Praveen Jain