SBI Credit Risk Fund Direct-Growth
SBI Credit Risk Fund Direct-Growth: Mutual Fund Overview
SBI Credit Risk Fund Direct-Growth is an Credit Risk mutual fund with over 13.22 years of performance history. The scheme manages an AUM of ₹2165.57 Cr and has a NAV of ₹51.6308. It is rated '2' stars by analysts. Investors can begin a SIP with as little as ₹500.0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.81%.
Debt, Credit Risk, Principal at high risk
1 Year Return 7.81% at 24 Mar 2026 03:00 PM
Fund Details
NAV 51.6308
Sub-Type Credit Risk
Rating 2
Min. SIP Amount ₹500.0
Fund Age(Year) 13.22
Fund Size(in Crores) 2165.57
Fund Performance
1 Month 0.09%
3 Month 1.44%
6 Month 2.92%
1 Year 7.81%
3 Year 8.7%
5 Year 7.53%
Know This Fund
As on 24 Mar 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (0%) Sector Allocation Debt Credit Ratings Debt Category
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M -0.22% Ret 1Y 12.4% Ret 3Y 11.72% Ret 5Y 9.67%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M -0.26% Ret 1Y 7.73% Ret 3Y 7.65% Ret 5Y 6.66%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M -0.12% Ret 1Y 5.03% Ret 3Y 6.17% Ret 5Y 5.4%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M -0.12% Ret 1Y 5.03% Ret 3Y 6.17% Ret 5Y 5.4%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 0.89%
Exit Load 0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Lokesh Mallya
Education Mr. Mallya is MBA and FRM.
Experience Prior to SBI Mutual Fund, he has worked with Aditya Birla Sun Life AMC as fund manager (Sept 2009-Sept 2014) and as Credit Analyst (July 2006 - Aug 2009).
Pradeep Kesavan
Education Mr. Kesavan has done B.Com, MBA (Finance) and CFA
Experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Adesh Sharma
Education Mr. Sharma has done B.Tech, M.Tech and PGDM (Finance)
Experience Prior to joining SBI Mutual Fund, he has worked with IDFC Bank and Deutsche Bank AG
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at high risk
AMC and Fund details
Rank (total sets) 4
Date of Incorporation 2013-01-01
Total AUM 1268212.63
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
SBI Credit Risk Fund Direct-Growth FAQs
How to invest in SBI Credit Risk Fund Direct-Growth?
Investing in SBI Credit Risk Fund Direct-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for SBI Credit Risk Fund Direct-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of SBI Credit Risk Fund Direct-Growth?
The term expense ratio for SBI Credit Risk Fund Direct-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of SBI Credit Risk Fund Direct-Growth is 0.89% as of 24 Mar 2026.
What is the NAV of SBI Credit Risk Fund Direct-Growth?
The NAV of SBI Credit Risk Fund Direct-Growth is ₹51.6308 as of 24 Mar 2026.
What is the AUM of SBI Credit Risk Fund Direct-Growth?
The AUM (Assets Under Management) of SBI Credit Risk Fund Direct-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of SBI Credit Risk Fund Direct-Growth is ₹2165.57 Cr as of 24 Mar 2026.
What is the PE and PB ratio of SBI Credit Risk Fund Direct-Growth?
The PE ratio of SBI Credit Risk Fund Direct-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in SBI Credit Risk Fund Direct-Growth?
Yes, you can invest in SBI Credit Risk Fund Direct-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of SBI Credit Risk Fund Direct-Growth in the last 5 years?
The return of SBI Credit Risk Fund Direct-Growth in the last 5 years is 7.53%.
What is the minimum SIP investment required in SBI Credit Risk Fund Direct-Growth?
The minimum SIP investment in SBI Credit Risk Fund Direct-Growth depends on the fund's scheme rules and usually starts at a small amount. For SBI Credit Risk Fund Direct-Growth, the minimum SIP amount is ₹500.0.
What is the current NAV of SBI Credit Risk Fund Direct-Growth?
The NAV of SBI Credit Risk Fund Direct-Growth, as of 24 Mar 2026, is ₹51.6308.
Who manages the SBI Credit Risk Fund Direct-Growth?
The fund managers responsible for SBI Credit Risk Fund Direct-Growth are:
- Lokesh Mallya
- Pradeep Kesavan
- Adesh Sharma