Nippon India Credit Risk Fund Institutional-Growth
Debt, Credit Risk, Principal at moderately high risk
1 Year Return 7.09% at 30 Oct 2026 12:54 PM
Nippon India Credit Risk Fund Institutional-Growth: Mutual Fund Overview
Nippon India Credit Risk Fund Institutional-Growth is an Credit Risk mutual fund with over 17.3 years of performance history. The scheme manages an AUM of ₹1707.57 Cr and has a NAV of ₹40.2194. It is rated 'Not Rated' stars by analysts. Investors can begin a SIP with as little as ₹0, making it accessible for all types of investors. In the last 1 year, the fund has delivered a return of 7.09%.
Fund Details
NAV 40.2194
Sub-Type Credit Risk
Rating Not Rated
Min. SIP Amount ₹0
Fund Age(Year) 17.3
Fund Size(in Crores) 1707.57
Fund Performance
1 Month 0.07%
3 Month 0.84%
6 Month 3.37%
1 Year 7.09%
3 Year 8.22%
5 Year 7.3%
Know This Fund
As on 30 Oct 2026
Investment strategy that balances risk & reward by dividing the investment portfolio among different types of asset classes.
Equity (0%) Market Cap Top Sectors Top Holding
Debt & Others (100%) Sector Allocation Securitised Debt 3.95 State Development Loan 4.93 Repo 4.05 Debt Credit Ratings AA- 18.65 AA 15.44 AAA 14.62 SOV 12.24 A+ 9.23 Debt Category Torrent Power 1.16 HDFC Bank 2.86 Jubilant Bevco 0.16 Prospera Healthcorp Private 3.78
Comparison with same funds
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Bonus Ret 1M -0.19% Ret 1Y 10.09% Ret 3Y 11.86% Ret 5Y 9.78%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-Growth Ret 1M -0.19% Ret 1Y 10.09% Ret 3Y 11.86% Ret 5Y 9.78%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Ret 1M -0.19% Ret 1Y 10.09% Ret 3Y 11.86% Ret 5Y 9.78%
Equity, Flexi Cap funds Aditya Birla Sun Life Credit Risk Fund Regular-IDCW Reinvestment Ret 1M -0.19% Ret 1Y 10.09% Ret 3Y 11.86% Ret 5Y 9.78%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-Growth Ret 1M 0.0% Ret 1Y 6.38% Ret 3Y 7.77% Ret 5Y 6.74%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Payout Ret 1M 0.0% Ret 1Y 6.38% Ret 3Y 7.77% Ret 5Y 6.74%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Monthly Reinvestment Ret 1M 0.0% Ret 1Y 6.38% Ret 3Y 7.77% Ret 5Y 6.74%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Payout Ret 1M 0.0% Ret 1Y 6.38% Ret 3Y 7.77% Ret 5Y 6.74%
Equity, Flexi Cap funds Axis Credit Risk Fund Regular-IDCW Weekly Reinvestment Ret 1M 0.0% Ret 1Y 6.38% Ret 3Y 7.77% Ret 5Y 6.74%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-Growth Ret 1M -0.17% Ret 1Y 3.89% Ret 3Y 6.0% Ret 5Y 5.22%
Equity, Flexi Cap funds Bandhan Credit Risk Fund Regular-IDCW Ret 1M -0.17% Ret 1Y 3.89% Ret 3Y 6.0% Ret 5Y 5.22%
Charges & Taxes Expense Ratio
Returns are taxed as per your Income Tax Slab.
Expense Ratio (Inclusive of GST): 1.39%
Exit Load 1.0%
Stamp Duty 0.005%
Fund Management
The various expenses, charges and taxes associated with your Mutual Fund
Kinjal Desai
Education Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience She has been working with Nippon India Mutual Fund since year, 2012
Lokesh Maru
Education Bachelor of Technology, CFA, FRM
Experience Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Sushil Hari Prasad Budhia
Education Mr. Budhia has done CA
Experience Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.
Amber Singhania
Education MMS Finance (Mumbai University)
Experience Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Divya Dutt Sharma
Education Bachelor of Commerce, MSC Banking & Finance.
Experience Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Riskometer
Mutual Fund Investments are subject to market risk. Read all scheme related documents carefully.
Principal at moderately high risk
AMC and Fund details
Rank (total sets) 0
Date of Incorporation 2009-07-13
Total AUM 762868.5
The Scheme Seeks to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process.
Take Your Next Step
Nippon India Credit Risk Fund Institutional-Growth FAQs
How to invest in Nippon India Credit Risk Fund Institutional-Growth?
Investing in Nippon India Credit Risk Fund Institutional-Growth through Motilal Oswal is simple and completely online. You just need to follow the step-by-step process below to get started in a few minutes.
- Log in to your Motilal Oswal account via the app or website
- Go to the Mutual Funds section
- Search for Nippon India Credit Risk Fund Institutional-Growth in the search bar
- Select your preferred investment mode – Lumpsum or SIP
- Enter investment details such as amount and linked bank account
- Complete your KYC, if not already done
- Review and confirm details including fund name, plan type, amount, and bank account
- Make the payment using Net Banking, UPI, or other available options
- Receive transaction confirmation via email or SMS
What is the expense ratio of Nippon India Credit Risk Fund Institutional-Growth?
The term expense ratio for Nippon India Credit Risk Fund Institutional-Growth or any other mutual fund is the annual fee charged by the fund house for managing your investment scheme. The expense ratio of Nippon India Credit Risk Fund Institutional-Growth is 1.39% as of 30 Oct 2026.
What is the NAV of Nippon India Credit Risk Fund Institutional-Growth?
The NAV of Nippon India Credit Risk Fund Institutional-Growth is ₹40.2194 as of 30 Oct 2026.
What is the AUM of Nippon India Credit Risk Fund Institutional-Growth?
The AUM (Assets Under Management) of Nippon India Credit Risk Fund Institutional-Growth is the total value of assets managed by the fund at a given time, which is updated regularly. The AUM of Nippon India Credit Risk Fund Institutional-Growth is ₹1707.57 Cr as of 30 Oct 2026.
What is the PE and PB ratio of Nippon India Credit Risk Fund Institutional-Growth?
The PE ratio of Nippon India Credit Risk Fund Institutional-Growth shows how much investors are paying for the fund's underlying earnings, while the PB ratio indicates how the fund's holdings are valued compared to their book value.
Can I invest in SIP and Lump Sum in Nippon India Credit Risk Fund Institutional-Growth?
Yes, you can invest in Nippon India Credit Risk Fund Institutional-Growth through both SIP (Systematic Investment Plan) and lump sum options, depending on your investment preference and financial goals.
What is the return of Nippon India Credit Risk Fund Institutional-Growth in the last 5 years?
The return of Nippon India Credit Risk Fund Institutional-Growth in the last 5 years is 7.3%.
What is the minimum SIP investment required in Nippon India Credit Risk Fund Institutional-Growth?
The minimum SIP investment in Nippon India Credit Risk Fund Institutional-Growth depends on the fund's scheme rules and usually starts at a small amount. For Nippon India Credit Risk Fund Institutional-Growth, the minimum SIP amount is ₹0.
What is the current NAV of Nippon India Credit Risk Fund Institutional-Growth?
The NAV of Nippon India Credit Risk Fund Institutional-Growth, as of 30 Oct 2026, is ₹40.2194.
Who manages the Nippon India Credit Risk Fund Institutional-Growth?
The fund managers responsible for Nippon India Credit Risk Fund Institutional-Growth are:
- Kinjal Desai
- Lokesh Maru
- Sushil Hari Prasad Budhia
- Amber Singhania
- Divya Dutt Sharma